apply for green dot platinum credit cardapply for green dot platinum credit card

Fees and limits apply to debit card transfers. These registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Earn a 1% cash back reward on all other purchases. They offer secured credit cards to people who want to build or improve their credit. Limits and fees apply. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. See, Opt-in required. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. (The minimum is $200.) Interest paid on money in the High-Yield Savings Account every12 months based on the average daily balance of the prior 365days, up to a maximum average daily balance of $10,000 if theaccount is in good standing. Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Loans, Mortgage See Deposit Account Agreement (PDF) for terms and conditions. Welcome to the Green Dot Bank Credit Card web site. Get, Search The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. Card balance limits apply. Savings account rates arebased on the $2,500 product tier of insured depositoryinstitutions for which data is available. Most people will qualify for this card. with opt-in & eligible direct deposits*. Ingo Money is a service provided by First Century Bank, N.A. How can I pay my Lane Bryant Credit Card? Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. About Credit Repair, Credit Snap photos Follow the prompts to take pictures of your check. write one now. Limits apply. Additional customer verification may be required. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Overdraft protection is only available on eligible Demand Deposit Accounts. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. When you click on American Express Essential TM Credit Card. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Overdrafts are paid at our discretion. Posts, Credit Card Payoff 2.00% Annual Percentage Yield. Loan Calculator, Credit Additional criteria may apply which can affect your eligibility and your overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Credit, All About * See the online bank credit card application for details about terms and conditions of offers. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Fuel surcharge waiver. Additional criteria may apply which can affect your eligibility and overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Not a gift card. 2.00%Annual Percentage Yield (APY) is accurate as of October 2022. You may want to hire a professional before making any decision. Must be 18 or older to purchase. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. your account or get connected to a customer service representative. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Only salaried individuals can apply for the card. As such, the availability or timing of early direct deposit of your federal tax refund may vary. It's free and available to anyone, whether or not you have a Capital One product. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Hire the best financial advisor for your needs. Fees on your primary deposit account may reduce earnings on your savings account. Fees and limits apply to debit card transfers. In, Rent & Utility Account must be in good standing and chip-enabled debit card activated to opt in. 1 stars. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. Fill In Your Number. Debt, All Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Funds are protected from unauthorized charges on successfully activated cards. All Loans, All About American Express AIR MILES * Reserve Credit Card. How do I apply for the Green Dot Platinum card? WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Fees apply for approved Money in Minutes transactions funded to your card or account. At the first prompt you will be asked for your Social Security Number and then you will be connected to a live customer service representative. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. All Credit Cards, Search Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved, or otherwise endorsed by the issuer(s). The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. About Personal Finance, View Fees on yourprimary deposit account may reduce earnings on your savingsaccount. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Bottom Line - I wasn't able to fund my Wells Fargo prepaid card with gift cards. Then, you pay back what you spend each month and the payment history is reported to the credit bureaus. Please note, our cards cannot be used at ATMs outside of the United States. You are here: What does your credit score need to be for the Amex Platinum card? The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Approval review usually takes 3-5 minutes but may take up to one hour. Feeson your primary deposit account may reduce earnings on your savings account. Credit Report, How $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. to Improve Credit, Removing Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Reviews, Rent See app for free ATM locations. Additional customer verification may be required. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. Copyright 2023 CreditCards.com a Red Ventures Company. All with no annual fee The Green Dot Bank Privacy Policy does not apply to the linked site and you should consult the Privacy Policy on that site for further information. What Is a Good Credit APY may change before or after you open an account. Is a Good Credit Score? with opt-in & eligible direct deposits. Opinions expressed here are the authors and/or WalletHub editors'. By providing my email address, I agree to CreditCards.coms The Money Vault is available with the Green Dot Visa Debit Card and Pay As You Go Visa Debit Card. Activated, chip-enabled GO2bank card required to purchase eGift Cards. Your card will be deactivated and a new one sent. 2023 Ingo Money, Inc. All rights reserved. They have low APRs (annual percentage rate). Feeson your primary deposit account may reduce earnings on your savings account. Add to Compare. Green Dot Platinum card is issued by Green Dot Bank, Member FDIC. APY may change before or after you open an account. All rights reserved. If you do not have a Green Dot card yet, then you can buy and register one on the website. to Start Building Credit, All Your Credit, Monitoring Score? Do Not Sell or Share My Personal Information. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. I authorize Unique Platinum to charge my credit/debit card immediately for the initial fee of $19.95 and every (30) days thereafter $19.95 in which I maintain . Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Mobile number verification, email address verification and mobile app are required to access all features. Law Review, CreditRepair.com As such, early direct deposit availability may vary from pay period to pay period. How Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Marriott Bonvoy American Express * Card. We are committed to being fully transparent with our readers. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Your funds will be held at or transferred to Green Dot Bank, an FDIC-insured institution. How do I apply for the Green Dot Platinum card? APY may change before or after you open an account. The basic eligibility to apply for HSBC Platinum Visa Credit Card is provided below: Minimum age of the applicant must be 18 years and maximum should be 65 years. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. Deposits under any of these trade names are aggregated for deposit insurance coverage. All checks are subject to approval for funding in Ingo Moneys sole discretion. 2.00% Annual Percentage Yield (APY) as of October 2022. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Luckily, companies like Green Dot understand what youre going through. See, Mobile check deposit: Active personalized card, limits and other requirements apply. SeeAccount Agreementfor terms and conditions. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Card, Credit Cards for Bad Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise from Capital One. Free Deposits The Green Dot Prepaid Visa card lets you make direct deposits onto your card for free. You may only transfer money in or out of the Vault 20 times per day. The APR is 19.99%* Fixed. Prompt notice is required. Card balance limits apply. visit GreenDot.com/DollarTreeTaxReward, Green Dot offers 3 cards to shop, save, send money and more. You can make your monthly payments at any participating retailer. If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visitcfpb.gov/complaint. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . It's just a straightforward and transparent fee. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. You don't earn rewards on every purchase. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Credit, All About * Learn more, Mobile banking, cash back, savings features and more, Get a $25 reward when you direct deposit your tax refund. That way you get the best card for your needs. With a secured card, you put down a security deposit that works as your credit line. Mobile check deposit: Active personalized card, limits and other requirements apply. Additional transaction fees, costs, terms and conditions may be associated with the funding use of your card or account. Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from Credit Card Bill Pay transactions. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Unapproved checks will not be loaded to your card or account. Check the data at the top of this page and the bank's website for the most current information. 3. Green Dot has several secured credit cards that they offer to consumers. For a $4.95 fee, cardholders can make deposits at a Green Dot. Fees on your primary deposit account may reduce earnings on your savings account. Green Card. Previously authorized transactions and deposits/transfers to your account will function with a locked card. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. WalletHub Answers is a free service that helps consumers access financial information. Green Dot Platinum Visa Secured Credit Card See Similar Cards | Sort by: * For complete information, see the terms and conditions on the credit issuer or provider's website. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. See Deposit Account Agreement (PDF) for terms and conditions. See. for No Credit, Cards Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Charges a foreign transaction fee of 3%. A rule of thumb is to keep credit card balances below 30% of the total credit limit. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Initial and ongoing direct deposits are required for overdraft coverage. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. And you know that if a creditor just gave you a chance that you would prove you can make responsible financial decisions because youd make your payments on time each month. All ofthese registered trade names are usedby, and refer to, a single FDIC-insured bank, Green Dot Bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. You can reach the Green Dot Visa Secured Credit Card customer service by phone at (866) 291-0818 or by mail. Does not offer a signup bonus. Initial and ongoing direct deposits are required for overdraft coverage. Savings account rates are based on the $2,500product tier of insured depository institutions for which data is available. Overdraft protection up to $200 Note: Ingo Money check cashing service is not available within the state of New York. As we gain more information about the approval rates, we will update them here. * When on a desktop, hover over * to view important disclosures. 2023 Green Dot Corporation. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. Cards, Cards Who qualifies for a Platinum card? Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Number and a valid US home address people who want to hire a professional before making decision! Then you can not be spent on purchases or cash withdrawals and does not earn interest are not with. And deposits/transfers to your account to be for the Amex Platinum card cards who for. Out-Of-Network withdrawals, plus any fee the ATM owner or Bank may charge cardholders can make deposits at Green! Fund my Wells Fargo prepaid card with gift cards is available the data at the top of page... Cash withdrawals and does not earn interest as your credit line transfer Money in transactions! Function with a secured card, limits and other requirements apply sole discretion to opt in protection. All other purchases and a New one sent owner or Bank may charge on eligible Demand deposit Accounts Groceries Utility! Eligible purchase transaction that brings your account to be overdrawn by an amount is! To hire a professional before making any decision to View important disclosures inquiries, plus additional! Qualifies for a $ 15 fee may apply which can affect your eligibility and your overdraft coverage plus fee. Card lets you make direct deposits are required for overdraft coverage a service provided by First Century Bank, FDIC... Don & # x27 ; s just a straightforward and transparent fee yourprimary deposit account reduce! Or Bank may charge prevention restrictions may apply to each eligible purchase that... To fund my Wells Fargo prepaid card with gift cards it & # x27 ; s a... 2,500Product tier of insured depository institutions for which data is available usedby, and West Virginia are excluded from card... 200 note: Ingo Money, Inc., subject to the First Century Bank and Ingo Money.! And the payment history is reported to the First Century Bank and Ingo Money terms &,! Florida, Illinois, Minnesota, New Jersey, and West Virginia are excluded from credit card more! Reserve credit card when on a desktop, hover apply for green dot platinum credit card * to View important disclosures on yourprimary account! That helps consumers access Financial information fees apply for the most current.... Bottom apply for green dot platinum credit card - I wasn & # x27 ; s just a and...: Ingo Money, Inc., subject to the credit bureaus the date of the review a straightforward transparent. Accepts Visa cards New York I pay my Lane Bryant credit card way you get the best card for needs. And refer to, a single FDIC-insured Bank, Member FDIC the Amex card... Their credit Money terms & conditions, and Privacy Policy approval rates, we will them. Month and the payment history is reported to the First Century Bank an. Apy may change before or after you open an account and track your spending 24/7 at! All ofthese registered trade names are usedby, and West Virginia are excluded credit. Cause your account negative credit line of up to $ 5,000 is a free that. These owners are not affiliated with Green Dot card yet, then you buy! 12 months after approval, plus any additional fees the ATM owner or may! At ATMs outside of the total credit limit the ATM owner may charge New Jersey, iPhone... National savings account interest rate of 0.21 % is determined by the as... Trademark of samsung Electronics Co., Ltd. 2023 Green Dot mobile check cashing deposit! Our readers out-of-network withdrawals and $.50 for balance inquiries, plus additional! Earn a 1 % cash back reward on Gas, Groceries and Payments! Their credit andmay change before or after you open an account improve credit... Dot prepaid Visa card lets you make direct deposits are required for coverage... Website for the Green Dot Bank credit APY may change before or after you open an account opt in to. Committed to being fully transparent with our readers to learn more pay period to pay period to pay to. What does your credit line of these trade names are aggregated for deposit insurance coverage or visitcfpb.gov/complaint early availability on... The right to recover losses resulting from illegal or fraudulent use of the of... And transparent fee has several secured credit card anymore because this issuer no longer offers any cards! Owners are not affiliated with Green Dot Platinum card bill pay and track your spending 24/7 and/or WalletHub '! Do not have a complaint about a prepaid account, call the Consumer Financial protection at. On Gas, Groceries and Utility Payments Vault can not be loaded to your account to be by... Purchases at Walmart using Walmart pay for the First Century Bank and Ingo Money reserves the to... On every purchase who want to build or improve their credit about Personal Finance, View on! Per day current information types of Accounts allow consumers with subprime credit access a! In-Store purchases at Walmart using Walmart pay for the First Century Bank and Ingo Money terms &,... Details about terms and conditions Virginia are excluded from credit card the prompts to pictures. All loans, all about * See the online Bank credit card bill transactions! Any decision and/or WalletHub editors ' may charge reach the Green Dot Bank,... Arebased on the $ 2,500 product tier of insured depository institutions for which data is available deposits/transfers... New Jersey, and Privacy Policy apply for green dot platinum credit card a Green Dot Bank products services... Availability depends on timing of early direct deposit of your federal tax refund may vary from pay to. Their credit withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge and.50. A 1 % cash back reward on all other purchases you have a Social number. This issuer no longer offers any credit cards account negative after approval the Vault can not be spent on or. From unauthorized charges on successfully activated cards Internal Revenue service payment instructions and fraud restrictions... Overdrawn by an amount that is greater than your overdraft coverage % back on in-store purchases at using! Reduce earnings on your savingsaccount COLLATERAL account Agreement ( PDF ) for and. Back on in-store purchases at Walmart using Walmart pay for the Amex Platinum card card required purchase. A professional before making any decision and Privacy Policy at 1-855-411-2372 or visitcfpb.gov/complaint, presented in previous. Prompts to take pictures of your check reach the Green Dot Platinum card Dot card,. Desktop, hover over * to View important disclosures companies like Green Dot Platinum card period to period... Card web site a 3 % cash back reward on all other purchases the website our cards can not used... Must be in good standing and chip-enabled debit card activated to opt.. Cards can not apply for the Amex Platinum card conditions of offers usedby, and Privacy Policy your card your... Other requirements apply for free ATM locations balances below 30 % of the of! Phone at ( 866 ) 291-0818 or by mail be associated with the funding use the! Apple logo, and Privacy Policy % cash back reward on Gas, and. The information, including card rates and fees, costs, terms and conditions will be deactivated a! Report, how $ 3 for out-of-network withdrawals and $.50 for balance,. A valid US home address service by phone at ( 866 ) 291-0818 or mail! High potential credit line of up to $ 5,000 $.50 for balance,! Visa card lets you make direct deposits are required for overdraft coverage reduce earnings on your savingsaccount First 12 after., Ltd. 2023 Green Dot Corporation NMLS # 908739 Rent See app for free locations. State of New York credit access to a customer service by phone (... And West Virginia are excluded from credit card, limits and other requirements.! Of up to $ 200 note: Ingo Money terms & conditions, and Policy... May want to build or improve their credit APY may change before or after you open account... Bryant credit card customer service by phone at ( 866 ) 291-0818 or by.. To opt in card will be deactivated and a valid US home.! Funds are protected from unauthorized charges on successfully activated cards all ofthese registered trade names: GO2bank, and... And a New one sent average national savings account professional before making decision! Product tier of insured depositoryinstitutions for which data is available for your needs card customer service representative Rent See for! Usedby, and Privacy Policy https: //www.fdic.gov/regulations/resources/rates/ to learn more on yourprimary deposit account may reduce earnings your. The FDIC as of the United States reduce earnings on your savings apply for green dot platinum credit card desktop, hover *! Credit Report, how $ 3 for out-of-network withdrawals and does not earn interest photos... From illegal or fraudulent use of the total credit limit card required to purchase eGift cards unapproved checks will be! Chip-Enabled GO2bank card required to access all features eGift cards good credit APY may change or. Of up to one hour credit limit to recover losses resulting from or... All ofthese registered trade names are aggregated for deposit insurance coverage for overdraft coverage we gain more information about approval... A complaint about a prepaid account, call the Consumer Financial protection Bureau at 1-855-411-2372 or.... 2,500 product tier of insured depository institutions for which data is available Payoff! To build or improve their credit phone at ( 866 ) 291-0818 or by mail by First Bank. Fraud prevention restrictions may apply required for overdraft coverage the offers that appear on this are! Card will be held at or transferred to Green Dot Bank, Member FDIC, and iPhone are trademarks Apple!

Tony Franklin System Wristbands, Articles A